/* ==========================================================================
   iCAN K-Mint Wealth — Core Stylesheet
   Quiet luxury / editorial / modern family office
   ========================================================================== */

/* ----- Design Tokens ----- */
:root {
  /* Brand */
  --navy:        #0E2341;
  --midnight:    #132B4C;
  --orange:      #F58220;
  --orange-soft: #F8A35C;

  /* Surfaces */
  --offwhite:    #F9F8F5;
  --warmgrey:    #F2F1ED;
  --paper:       #FFFFFF;

  /* Ink */
  --charcoal:    #222222;
  --ink-70:      #4A4A4A;
  --ink-50:      #6E6E6E;
  --hairline:    rgba(14, 35, 65, 0.12);
  --hairline-soft: rgba(14, 35, 65, 0.07);

  /* Type */
  --display: "Cormorant Garamond", "Playfair Display", Georgia, serif;
  --serif:   "Playfair Display", Georgia, serif;
  --sans:    "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  /* Rhythm */
  --maxw: 1280px;
  --gutter: clamp(1.25rem, 5vw, 5rem);
  --section-y: clamp(5rem, 11vw, 10rem);

  /* Motion */
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-soft: cubic-bezier(0.4, 0, 0.2, 1);
}

/* ----- Reset ----- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--sans);
  background: var(--offwhite);
  color: var(--charcoal);
  line-height: 1.65;
  font-size: 17px;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul { list-style: none; }

/* ----- Typography ----- */
h1, h2, h3, h4 { font-family: var(--display); font-weight: 500; line-height: 1.08; letter-spacing: -0.01em; color: var(--navy); }
.display-xl { font-size: clamp(2.75rem, 7vw, 6rem); font-weight: 500; }
.display-l  { font-size: clamp(2.25rem, 5vw, 4rem); }
.display-m  { font-size: clamp(1.9rem, 3.6vw, 3rem); }
.display-s  { font-size: clamp(1.5rem, 2.6vw, 2.2rem); }

.eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--orange);
  display: inline-block;
}
.eyebrow.muted { color: var(--ink-50); }

.lede { font-size: clamp(1.1rem, 1.6vw, 1.35rem); line-height: 1.6; color: var(--ink-70); font-weight: 300; }
.muted { color: var(--ink-50); }
em, .italic { font-style: italic; }

/* ----- Layout ----- */
.wrap { max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gutter); }
.section { padding-block: var(--section-y); }
.section--tight { padding-block: clamp(3.5rem, 7vw, 6rem); }
.bg-paper  { background: var(--paper); }
.bg-warm   { background: var(--warmgrey); }
.bg-navy   { background: var(--navy); color: #fff; }
.bg-navy h1,.bg-navy h2,.bg-navy h3 { color: #fff; }

.grid { display: grid; gap: clamp(1.5rem, 3vw, 3rem); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 5vw, 5rem); align-items: center; }
@media (max-width: 860px){ .split { grid-template-columns: 1fr; } }

.measure { max-width: 56ch; }
.measure-sm { max-width: 44ch; }
.center { text-align: center; margin-inline: auto; }

/* ----- Buttons ----- */
.btn {
  display: inline-flex; align-items: center; gap: 0.6em;
  font-family: var(--sans); font-size: 0.85rem; font-weight: 500;
  letter-spacing: 0.04em; padding: 1rem 1.9rem; border-radius: 2px;
  transition: all 0.4s var(--ease); position: relative;
}
.btn--primary { background: var(--orange); color: #fff; }
.btn--primary:hover { background: #e0741a; transform: translateY(-2px); box-shadow: 0 14px 30px -10px rgba(245,130,32,0.5); }
.btn--ghost { border: 1px solid currentColor; color: var(--navy); }
.btn--ghost:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn--light { border: 1px solid rgba(255,255,255,0.4); color: #fff; }
.btn--light:hover { background: #fff; color: var(--navy); }
.btn .arrow { transition: transform 0.4s var(--ease); }
.btn:hover .arrow { transform: translateX(4px); }

.link-arrow {
  display: inline-flex; align-items: center; gap: 0.5em;
  font-size: 0.8rem; font-weight: 600; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--navy);
  border-bottom: 1px solid var(--hairline); padding-bottom: 3px;
  transition: gap 0.3s var(--ease), color 0.3s;
}
.link-arrow:hover { gap: 0.85em; color: var(--orange); border-color: var(--orange); }

/* ==========================================================================
   HEADER / NAV
   ========================================================================== */
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  padding: 1.4rem 0; transition: background 0.5s var(--ease), padding 0.5s var(--ease), box-shadow 0.5s;
}
.site-header.scrolled { background: rgba(249,248,245,0.92); backdrop-filter: blur(14px); padding: 0.85rem 0; box-shadow: 0 1px 0 var(--hairline-soft); }
.nav { display: flex; align-items: center; justify-content: space-between; }
.brand { display: flex; align-items: center; }
.brand__logo { display: block; height: 46px; width: auto; background: #fff; padding: 7px 12px; border-radius: 6px; box-shadow: 0 2px 14px -6px rgba(14,35,65,0.25); transition: height 0.5s var(--ease); }
.site-header.scrolled .brand__logo { height: 40px; }
@media (max-width: 600px){ .brand__logo { height: 40px; padding: 6px 9px; } }

.nav-links { display: flex; align-items: center; gap: 2.2rem; }
.nav-links a {
  font-size: 0.83rem; font-weight: 500; letter-spacing: 0.03em; color: var(--navy);
  position: relative; padding: 4px 0; transition: color 0.3s;
}
.site-header.hero-light .nav-links a { color: rgba(255,255,255,0.9); }
.site-header.hero-light.scrolled .nav-links a { color: var(--navy); }
.nav-links a::after {
  content: ''; position: absolute; left: 0; bottom: 0; width: 0; height: 1px;
  background: var(--orange); transition: width 0.35s var(--ease);
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a.active { color: var(--orange); }
.site-header.hero-light .nav-links a.active { color: var(--orange-soft); }

.nav-cta { padding: 0.8rem 1.7rem !important; font-size: 0.8rem; white-space: nowrap; line-height: 1.3; flex-shrink: 0; width: auto; }
.btn { white-space: nowrap; line-height: 1.2; text-align: center; box-sizing: border-box; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; width: 28px; padding: 4px 0; }
.nav-toggle span { height: 1.5px; width: 100%; background: var(--navy); transition: 0.4s var(--ease); transform-origin: center; }
.site-header.hero-light .nav-toggle span { background: #fff; }
.site-header.hero-light.scrolled .nav-toggle span { background: var(--navy); }

@media (max-width: 920px){
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed; inset: 0 0 0 auto; width: min(78vw, 360px);
    background: var(--navy); flex-direction: column; align-items: flex-start;
    justify-content: center; gap: 1.8rem; padding: var(--gutter);
    transform: translateX(100%); transition: transform 0.5s var(--ease); z-index: 99;
  }
  .nav-links.open { transform: translateX(0); }
  .nav-links a, .site-header.hero-light .nav-links a { color: rgba(255,255,255,0.92); font-size: 1.15rem; font-family: var(--display); }
  .nav-cta { margin-top: 1rem; }
  .nav-open .nav-toggle span:nth-child(1){ transform: translateY(6.5px) rotate(45deg); background:#fff;}
  .nav-open .nav-toggle span:nth-child(2){ opacity: 0; }
  .nav-open .nav-toggle span:nth-child(3){ transform: translateY(-6.5px) rotate(-45deg); background:#fff;}
}

/* ==========================================================================
   HERO
   ========================================================================== */
.hero { position: relative; min-height: 100vh; display: flex; align-items: center; overflow: hidden; }
.hero__media { position: absolute; inset: 0; z-index: -2; }
.hero__media img { width: 100%; height: 100%; object-fit: cover; }
.hero__media::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(14,35,65,0.45) 0%, rgba(14,35,65,0.15) 35%, rgba(14,35,65,0.55) 100%);
}
.hero__inner { position: relative; z-index: 2; color: #fff; max-width: 60ch; padding-block: 8rem; }
.hero__inner .eyebrow { color: var(--orange-soft); }
.hero h1 { color: #fff; margin: 1.2rem 0 1.6rem; }
.hero p { color: rgba(255,255,255,0.88); font-weight: 300; font-size: clamp(1.05rem, 1.6vw, 1.3rem); max-width: 50ch; }
.hero__actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-top: 2.4rem; }
.hero__scroll {
  position: absolute; bottom: 2.2rem; left: 50%; transform: translateX(-50%);
  z-index: 2; color: rgba(255,255,255,0.7); font-size: 0.65rem; letter-spacing: 0.25em;
  text-transform: uppercase; display: flex; flex-direction: column; align-items: center; gap: 0.6rem;
}
.hero__scroll .line { width: 1px; height: 46px; background: rgba(255,255,255,0.45); position: relative; overflow: hidden; }
.hero__scroll .line::after { content:''; position:absolute; top:-100%; left:0; width:100%; height:100%; background:var(--orange-soft); animation: scrolldown 2.2s var(--ease) infinite; }
@keyframes scrolldown { 0%{top:-100%} 60%,100%{top:100%} }

/* page hero (interior) */
.page-hero { padding-top: 11rem; padding-bottom: clamp(3rem, 6vw, 5rem); position: relative; }
/* Approach hero with background image */
.approach-hero { position: relative; min-height: 78vh; display: flex; align-items: flex-end; overflow: hidden; }
.approach-hero__media { position: absolute; inset: 0; z-index: 0; }
.approach-hero__media img { width: 100%; height: 100%; object-fit: cover; }
.approach-hero__media::after { content: ''; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(14,35,65,0.55) 0%, rgba(14,35,65,0.35) 45%, rgba(14,35,65,0.85) 100%); }
.approach-hero__inner { position: relative; z-index: 1; padding-bottom: clamp(3rem,7vw,6rem); padding-top: 9rem; }
.approach-hero__inner .breadcrumb a:hover { color: #fff; }
.page-hero .eyebrow { margin-bottom: 1rem; }
.page-hero h1 { margin-bottom: 1.2rem; }
.breadcrumb { font-size: 0.78rem; letter-spacing: 0.05em; color: var(--ink-50); margin-bottom: 2rem; }
.breadcrumb a:hover { color: var(--orange); }

/* ==========================================================================
   STATS / COUNTERS
   ========================================================================== */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(1.5rem,3vw,3rem); }
@media (max-width: 760px){ .stats { grid-template-columns: repeat(2, 1fr); gap: 2.5rem 1.5rem; } }
.stat { text-align: center; position: relative; }
.stat__num { font-family: var(--display); font-size: clamp(2.6rem, 5vw, 4rem); font-weight: 500; color: var(--navy); line-height: 1; }
.stat__num .unit { color: var(--orange); }
.stat__label { font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-50); margin-top: 0.9rem; }

/* ==========================================================================
   PRINCIPLE CARDS
   ========================================================================== */
.principles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--hairline); border: 1px solid var(--hairline); }
@media (max-width: 900px){ .principles { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 540px){ .principles { grid-template-columns: 1fr; } }
.principle {
  background: var(--offwhite); padding: 2.6rem 2rem; min-height: 320px;
  display: flex; flex-direction: column; justify-content: flex-end;
  position: relative; overflow: hidden; transition: background 0.5s var(--ease);
}
.principle__no { font-family: var(--display); font-size: 0.95rem; color: var(--orange); position: absolute; top: 2rem; left: 2rem; }
.principle__icon { position: absolute; top: 1.7rem; right: 2rem; width: 52px; color: var(--navy); opacity: 0.55; transition: color 0.4s, opacity 0.4s; }
.principle__icon svg { width: 100%; height: auto; }
.principle:hover .principle__icon { color: var(--orange-soft); opacity: 1; }
.principle h3 { font-size: 1.6rem; margin-bottom: 0.5rem; transition: color 0.4s; }
.principle__body { max-height: 0; opacity: 0; overflow: hidden; transition: max-height 0.6s var(--ease), opacity 0.5s; color: var(--ink-70); font-size: 0.95rem; }
.principle:hover { background: var(--navy); }
.principle:hover .principle__no { color: var(--orange-soft); }
.principle:hover h3 { color: #fff; }
.principle:hover .principle__body { max-height: 200px; opacity: 1; margin-top: 0.8rem; color: rgba(255,255,255,0.82); }

/* ==========================================================================
   SERVICES
   ========================================================================== */
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: var(--hairline); border: 1px solid var(--hairline); }
@media (max-width: 900px){ .services-grid { grid-template-columns: repeat(2,1fr);} }
@media (max-width: 600px){ .services-grid { grid-template-columns: 1fr;} }
.service-card { background: var(--paper); padding: 2.6rem 2.2rem; transition: background 0.4s var(--ease); display: block; position: relative; }
.service-card:hover { background: var(--warmgrey); }
.service-card__icon { color: var(--orange); margin-bottom: 1.4rem; }
.service-card__icon svg { width: 30px; height: 30px; }
.service-card h3 { font-size: 1.5rem; margin-bottom: 0.7rem; }
.service-card p { font-size: 0.92rem; color: var(--ink-70); margin-bottom: 1.4rem; }
.service-card .more { font-size: 0.75rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--navy); font-weight: 600; display: inline-flex; gap: 0.5em; align-items: center; transition: gap 0.3s, color 0.3s; }
.service-card:hover .more { gap: 0.85em; color: var(--orange); }

/* ==========================================================================
   PHILOSOPHY / ORBIT
   ========================================================================== */
.philosophy { position: relative; overflow: hidden; }
.orbit-wrap { display: flex; justify-content: center; }
.orbit { width: min(100%, 540px); height: auto; }
.orbit-stage { fill: none; }
.orbit .planet { transition: r 0.4s; }
.flow-steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 2rem; margin-top: 2.5rem; }
@media(max-width:700px){ .flow-steps{ grid-template-columns: repeat(2,1fr);} }
.flow-step { text-align: center; }
.flow-step h4 { font-size: 1.2rem; margin-bottom: 0.3rem; }
.flow-step p { font-size: 0.82rem; color: var(--ink-50); }
.flow-step .dot { width: 9px; height: 9px; border-radius: 50%; background: var(--orange); margin: 0 auto 1rem; }

/* ==========================================================================
   APPROACH TIMELINE / HORIZONTAL FLOW
   ========================================================================== */
.flowline { position: relative; margin-top: 4rem; }
.flowline__track { position: absolute; top: 30px; left: 5%; right: 5%; height: 2px;
  background: linear-gradient(90deg, transparent, var(--orange) 15%, var(--orange) 85%, transparent); opacity: 0.5; }
.flowline__steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; position: relative; }
@media(max-width:760px){ .flowline__track{display:none;} .flowline__steps{grid-template-columns:1fr; gap:2.5rem;} }
.flowstep { text-align: center; }
.flowstep .node { width: 60px; height: 60px; border-radius: 50%; background: var(--paper); border: 2px solid var(--orange); display: flex; align-items: center; justify-content: center; margin: 0 auto 1.4rem; font-family: var(--display); font-size: 1.3rem; color: var(--navy); position: relative; z-index: 2; transition: all 0.4s var(--ease); }
.flowstep:hover .node { background: var(--orange); color: #fff; transform: scale(1.08); }
.flowstep h4 { font-size: 1.25rem; margin-bottom: 0.5rem; }
.flowstep p { font-size: 0.88rem; color: var(--ink-70); max-width: 26ch; margin-inline: auto; }

/* ==========================================================================
   TESTIMONIALS
   ========================================================================== */
.testimonial { position: relative; }
.quote-mark { font-family: var(--display); font-size: 5rem; line-height: 0.5; color: var(--orange); opacity: 0.9; height: 0.5em; display: block; margin-bottom: 0.5rem; }
.testimonial__track { position: relative; min-height: 380px; }
.testimonial__slide { position: absolute; inset: 0; opacity: 0; transition: opacity 0.7s var(--ease); pointer-events: none; }
.testimonial__slide.active { opacity: 1; pointer-events: auto; position: relative; }
.testimonial__card { display: grid; grid-template-columns: 300px 1fr; gap: clamp(2rem,4vw,3.5rem); align-items: center;
  background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.12); border-radius: 6px; padding: clamp(1.8rem,3vw,3rem); }
@media (max-width: 760px){ .testimonial__card { grid-template-columns: 1fr; gap: 1.8rem; text-align: center; } }
.testimonial__photo { aspect-ratio: 5/6; border-radius: 4px; overflow: hidden; background: var(--midnight); }
.testimonial__photo img { width: 100%; height: 100%; object-fit: cover; }
@media (max-width: 760px){ .testimonial__photo { max-width: 220px; margin-inline: auto; } }
.testimonial blockquote { font-family: var(--display); font-size: clamp(1.15rem, 1.9vw, 1.6rem); line-height: 1.45; color: #fff; font-weight: 400; margin-bottom: 1.6rem; font-style: italic; }
.testimonial__author { display: flex; align-items: center; gap: 1rem; }
@media (max-width: 760px){ .testimonial__author { justify-content: center; } }
.testimonial__author .meta strong { display: block; font-family: var(--sans); font-size: 1rem; color: #fff; font-style: normal; margin-bottom: 0.2rem; }
.testimonial__author .meta span { display: block; font-size: 0.82rem; color: rgba(255,255,255,0.7); line-height: 1.4; }
.testimonial__author .meta .since { color: var(--orange-soft); font-size: 0.76rem; margin-top: 0.3rem; font-style: italic; }
.testimonial__dots { display: flex; gap: 0.6rem; margin-top: 2.4rem; justify-content: center; }
.testimonial__dots button { width: 30px; height: 2px; background: rgba(255,255,255,0.25); transition: background 0.3s; }
.testimonial__dots button.active { background: var(--orange); }

/* ==========================================================================
   INSIGHTS / EDITORIAL CARDS
   ========================================================================== */
.insights-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(1.5rem, 3vw, 2.5rem); }
@media(max-width:900px){ .insights-grid{ grid-template-columns: repeat(2,1fr);} }
@media(max-width:600px){ .insights-grid{ grid-template-columns: 1fr;} }
.insight-card { display: block; group: card; }
.insight-card__img { aspect-ratio: 4/3; overflow: hidden; background: var(--warmgrey); margin-bottom: 1.3rem; }
.insight-card__img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.7s var(--ease); }
.insight-card:hover .insight-card__img img { transform: scale(1.05); }
.insight-card .tag { font-size: 0.68rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--orange); font-weight: 600; }
.insight-card h3 { font-size: 1.35rem; margin: 0.6rem 0; line-height: 1.2; transition: color 0.3s; }
.insight-card:hover h3 { color: var(--orange); }
.insight-card .date { font-size: 0.78rem; color: var(--ink-50); }

/* ==========================================================================
   CTA BAND
   ========================================================================== */
.cta-band { position: relative; overflow: hidden; }
.cta-band .wrap { position: relative; z-index: 2; }
.cta-band blockquote { font-family: var(--display); font-size: clamp(1.8rem, 4vw, 3.4rem); line-height: 1.18; max-width: 22ch; margin-bottom: 2.2rem; color: #fff; font-weight: 500; }
.cta-band .glow { position: absolute; width: 600px; height: 600px; border-radius: 50%; background: radial-gradient(circle, rgba(245,130,32,0.25), transparent 65%); top: -200px; right: -150px; z-index: 1; filter: blur(20px); }

/* ==========================================================================
   TIMELINE (about)
   ========================================================================== */
.timeline { position: relative; }
.timeline__row { display: grid; grid-template-columns: 130px 1fr; gap: 2.5rem; padding-block: 2.2rem; border-top: 1px solid var(--hairline); position: relative; }
.timeline__row:last-child { border-bottom: 1px solid var(--hairline); }
@media(max-width:600px){ .timeline__row{ grid-template-columns: 80px 1fr; gap:1.5rem;} }
.timeline__year { font-family: var(--display); font-size: 1.8rem; color: var(--orange); font-weight: 500; }
.timeline__row h4 { font-size: 1.3rem; margin-bottom: 0.4rem; }
.timeline__row p { font-size: 0.92rem; color: var(--ink-70); max-width: 60ch; }

/* ==========================================================================
   TEAM
   ========================================================================== */
.team-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: clamp(1.5rem,3vw,2.5rem); }
@media(max-width:880px){ .team-grid{ grid-template-columns: repeat(2,1fr);} }
@media(max-width:540px){ .team-grid{ grid-template-columns: 1fr;} }
.team-card__img { aspect-ratio: 3/4; background: var(--warmgrey); overflow: hidden; margin-bottom: 1.2rem; position: relative; }
.team-card__img::after { content:''; position:absolute; inset:0; background: linear-gradient(180deg, transparent 55%, rgba(14,35,65,0.35)); opacity:0; transition: opacity 0.4s; }
.team-card:hover .team-card__img::after { opacity:1; }
.team-card__img img { width:100%; height:100%; object-fit: cover; transition: transform 0.6s var(--ease); }
.team-card:hover .team-card__img img { transform: scale(1.04); }
.team-card h3 { font-size: 1.4rem; }
.team-card .role { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--orange); margin: 0.3rem 0 0.8rem; }
.team-card p { font-size: 0.9rem; color: var(--ink-70); }

/* ==========================================================================
   ACCORDION (code of practice)
   ========================================================================== */
.accordion__item { border-top: 1px solid var(--hairline); }
.accordion__item:last-child { border-bottom: 1px solid var(--hairline); }
.accordion__head { width: 100%; text-align: left; padding: 1.6rem 0; display: flex; justify-content: space-between; align-items: center; gap: 2rem; }
.accordion__head h4 { font-size: clamp(1.2rem, 2vw, 1.6rem); transition: color 0.3s; }
.accordion__item.open .accordion__head h4 { color: var(--orange); }
.accordion__icon { width: 22px; height: 22px; flex-shrink: 0; position: relative; }
.accordion__icon::before, .accordion__icon::after { content:''; position:absolute; background: var(--orange); transition: transform 0.4s var(--ease); }
.accordion__icon::before { top:50%; left:0; right:0; height:1.5px; transform: translateY(-50%); }
.accordion__icon::after  { left:50%; top:0; bottom:0; width:1.5px; transform: translateX(-50%); }
.accordion__item.open .accordion__icon::after { transform: translateX(-50%) scaleY(0); }
.accordion__body { max-height: 0; overflow: hidden; transition: max-height 0.5s var(--ease); }
.accordion__body-inner { padding: 0 0 1.8rem; color: var(--ink-70); max-width: 62ch; font-size: 0.95rem; }

/* ==========================================================================
   APPROACH STEPS (detail)
   ========================================================================== */
.approach-row { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(2rem,5vw,5rem); align-items: center; padding-block: clamp(3rem,6vw,5rem); border-top: 1px solid var(--hairline); scroll-margin-top: 100px; }
a.flowstep { text-decoration: none; color: inherit; cursor: pointer; }
a.flowstep:hover .node { background: var(--orange); color: #fff; transform: scale(1.08); }
a.flowstep:hover h4 { color: var(--orange); }
/* New approach stage visuals */
.appr-svg { width: 100%; max-width: 360px; height: auto; display: block; margin-inline: auto; }
.cube-svg { transition: transform 0.6s var(--ease); transform-origin: center; }
.approach-row__visual:hover .cube-svg { transform: rotate(-4deg) scale(1.05); }
.align-svg .align-line { transition: opacity 0.4s var(--ease); }
.approach-row__visual:hover .align-understand .align-line { opacity: 0.85; }
.puz { transition: transform 0.5s var(--ease); }
.approach-row__visual:hover .puz--left { transform: translateX(-4px); }
.approach-row__visual:hover .puz--right { transform: translateX(4px); }
.evolve-svg ellipse { transition: opacity 0.4s var(--ease); }
.approach-row:nth-child(even) .approach-row__visual { order: -1; }
@media(max-width:820px){ .approach-row{ grid-template-columns: 1fr; gap: 2rem;} .approach-row:nth-child(even) .approach-row__visual{ order:0;} }
.approach-row__num { font-family: var(--display); font-size: 1rem; color: var(--orange); letter-spacing: 0.1em; }
.approach-row h3 { font-size: clamp(1.8rem,3vw,2.6rem); margin: 0.6rem 0 1rem; }
.approach-row p { color: var(--ink-70); max-width: 48ch; }
.approach-row__visual { background: var(--warmgrey); border-radius: 4px; padding: clamp(1.5rem,3vw,3rem); display:flex; align-items:center; justify-content:center; }
.approach-row__visual svg { width: 100%; height: auto; max-width: 360px; }

/* ==========================================================================
   FORM
   ========================================================================== */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.6rem 1.8rem; }
@media(max-width:640px){ .form-grid{ grid-template-columns: 1fr;} }
.field { display: flex; flex-direction: column; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 0.75rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-50); margin-bottom: 0.6rem; }
.field input, .field textarea {
  font-family: var(--sans); font-size: 1rem; color: var(--charcoal);
  background: transparent; border: none; border-bottom: 1px solid var(--hairline);
  padding: 0.7rem 0; transition: border-color 0.3s;
}
.field input:focus, .field textarea:focus { outline: none; border-color: var(--orange); }
.field textarea { resize: vertical; min-height: 90px; }
.form-note { font-size: 0.78rem; color: var(--ink-50); margin-top: 1.5rem; }
.form-success { display:none; background: var(--warmgrey); border-left: 3px solid var(--orange); padding: 1.5rem 1.8rem; margin-top: 1.5rem; }
.form-success.show { display: block; }

/* ==========================================================================
   INSIGHTS FILTER / SEARCH
   ========================================================================== */
.insights-tools { display: flex; flex-wrap: wrap; gap: 1.5rem; justify-content: space-between; align-items: center; margin-bottom: 3rem; }
.filter-chips { display: flex; flex-wrap: wrap; gap: 0.6rem; }
.chip { font-size: 0.78rem; letter-spacing: 0.04em; padding: 0.5rem 1.1rem; border: 1px solid var(--hairline); border-radius: 40px; color: var(--ink-70); transition: all 0.3s; }
.chip.active, .chip:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.search-box { display: flex; align-items: center; gap: 0.6rem; border-bottom: 1px solid var(--hairline); padding-bottom: 0.4rem; }
.search-box input { border: none; background: transparent; font-family: var(--sans); font-size: 0.92rem; outline: none; width: 180px; }
.search-box svg { color: var(--ink-50); }
.insight-card.hide { display: none; }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer { background: var(--navy); color: rgba(255,255,255,0.75); padding-block: clamp(4rem,7vw,6rem) 2.5rem; }
.footer-top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 2.5rem; padding-bottom: 3.5rem; border-bottom: 1px solid rgba(255,255,255,0.12); }
@media(max-width:820px){ .footer-top{ grid-template-columns: 1fr 1fr;} }
@media(max-width:480px){ .footer-top{ grid-template-columns: 1fr;} }
.footer-brand .brand__name { color: #fff; }
.footer-brand p { font-size: 0.9rem; max-width: 34ch; margin-top: 1.2rem; line-height: 1.6; }
.footer-col h5 { font-family: var(--sans); font-size: 0.72rem; letter-spacing: 0.15em; text-transform: uppercase; color: rgba(255,255,255,0.5); margin-bottom: 1.2rem; }
.footer-col a { display: block; font-size: 0.9rem; padding: 0.35rem 0; color: rgba(255,255,255,0.78); transition: color 0.3s; }
.footer-col a:hover { color: var(--orange-soft); }
.footer-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; padding-top: 2.5rem; font-size: 0.78rem; color: rgba(255,255,255,0.5); }
.footer-disclaimer { font-size: 0.72rem; color: rgba(255,255,255,0.4); line-height: 1.6; max-width: 100%; margin-top: 1rem; }
.footer-disclaimer a { color: rgba(255,255,255,0.6); text-decoration: underline; }
.footer-disclaimer a:hover { color: var(--orange-soft); }
.footer-compliance { margin-top: 2.5rem; padding-top: 2rem; border-top: 1px solid rgba(255,255,255,0.12); }
.footer-reg { display: flex; flex-direction: column; gap: 0.3rem; font-size: 0.78rem; color: rgba(255,255,255,0.7); margin-bottom: 1rem; }
.footer-reg strong { color: rgba(255,255,255,0.9); }

/* ==========================================================================
   IMAGE BAND
   ========================================================================== */
.image-band { position: relative; height: clamp(340px, 50vh, 560px); overflow: hidden; }
.image-band img { width: 100%; height: 100%; object-fit: cover; }
.image-band__overlay { position: absolute; inset: 0; display: flex; align-items: flex-end; padding-block: clamp(2rem,5vw,4rem);
  background: linear-gradient(180deg, rgba(14,35,65,0.15), rgba(14,35,65,0.65)); }
.image-band__overlay .display-s { font-family: var(--display); font-weight: 500; }

/* ==========================================================================
   CODE OF PRACTICE (values)
   ========================================================================== */
.practice { display: grid; grid-template-columns: 1fr 1fr; gap: 0 3.5rem; max-width: 1000px; margin-inline: auto; }
.practice__item { border-top: 1px solid var(--hairline); padding: 1.8rem 0; }
.practice__head { display: flex; align-items: baseline; gap: 0.9rem; margin-bottom: 0.7rem; }
.practice__no { font-family: var(--display); font-size: 1rem; color: var(--orange); letter-spacing: 0.05em; }
.practice__item h3 { font-size: clamp(1.4rem, 2.2vw, 1.9rem); transition: color 0.3s; }
.practice__item:hover h3 { color: var(--orange); }
.practice__item p { color: var(--ink-70); font-size: 0.95rem; line-height: 1.65; }
.practice__sep { display: none; }
@media (max-width: 680px){ .practice { grid-template-columns: 1fr; } }

/* ==========================================================================
   INTERACTIVE: WEALTH BEHAVIOURS WHEEL
   ========================================================================== */
.wheel-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem,5vw,4rem); align-items: center; }
@media (max-width: 860px){ .wheel-wrap { grid-template-columns: 1fr; } }
.wheel { width: min(100%, 480px); margin-inline: auto; display: block; }
.wheel .seg { cursor: pointer; transition: opacity 0.3s; }
.wheel .seg path { fill: var(--warmgrey); stroke: #fff; stroke-width: 2; transition: fill 0.35s var(--ease); }
.wheel .seg:hover path, .wheel .seg.active path { fill: var(--orange); }
.wheel .seg text { fill: var(--navy); font-family: var(--sans); font-size: 9px; font-weight: 600; letter-spacing: 0.04em; pointer-events: none; transition: fill 0.3s; }
.wheel .seg:hover text, .wheel .seg.active text { fill: #fff; }
.wheel__hub { fill: var(--navy); }
.wheel__hub-text { fill: #fff; font-family: var(--display); font-size: 13px; text-anchor: middle; pointer-events: none; }
.wheel-detail { min-height: 180px; }
.wheel-detail .eyebrow { color: var(--orange); }
.wheel-detail h3 { font-size: clamp(1.6rem,3vw,2.4rem); margin: 0.5rem 0 0.8rem; }
.wheel-detail p { color: var(--ink-70); font-size: 1.02rem; line-height: 1.6; max-width: 42ch; }
.wheel-detail__panel { opacity: 0; transform: translateY(8px); transition: opacity 0.4s var(--ease), transform 0.4s var(--ease); }
.wheel-detail__panel.show { opacity: 1; transform: none; }

/* ==========================================================================
   INTERACTIVE: FAMILY WEALTH JOURNEY (horizontal snake)
   ========================================================================== */
.snake { position: relative; margin: 8rem auto; max-width: 1100px; min-height: 360px; }
.snake__svg { width: 100%; height: auto; display: block; overflow: visible; }
.snake__progress { stroke-dasharray: 1; stroke-dashoffset: 1; }
.snake__nodes circle { fill: var(--paper); stroke: var(--hairline); stroke-width: 2; transition: fill 0.4s var(--ease), stroke 0.4s var(--ease), r 0.4s var(--ease); }
.snake__nodes circle.lit { fill: var(--orange); stroke: var(--orange); }
.snake__card { position: absolute; width: 190px; transform: translate(-50%, -50%); opacity: 0; transition: opacity 0.6s var(--ease), transform 0.6s var(--ease); text-align: center; }
.snake__card { margin-top: -120px; }           /* cards on the upper nodes sit above the path */
.snake__card--below { margin-top: 120px; }      /* lower nodes sit below the path */
.snake__card.in { opacity: 1; }
.snake__age { font-family: var(--display); font-size: 1.5rem; color: var(--navy); }
.snake__label { font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--orange); font-weight: 600; margin: 0.2rem 0 0.5rem; }
.snake__card p { font-size: 0.82rem; color: var(--ink-70); line-height: 1.5; }
/* Mobile: stack vertically, hide the snake svg */
@media (max-width: 720px){
  .snake__svg { display: none; }
  .snake { display: flex; flex-direction: column; gap: 2rem; }
  .snake__card { position: static; transform: none; width: 100%; max-width: 420px; margin: 0 auto !important;
    text-align: left; border-left: 2px solid var(--orange); padding-left: 1.2rem; opacity: 0; }
  .snake__card.in { opacity: 1; }
}

/* ==========================================================================
   VENN — EXPERTS + PARTNERS (about)
   ========================================================================== */
.venn { position: relative; width: min(100%, 620px); margin: 0 auto; aspect-ratio: 1.5 / 1; }
.venn__circle { position: absolute; top: 8%; width: 60%; aspect-ratio: 1; border-radius: 50%; display: flex; align-items: center; justify-content: center;
  transition: transform 0.5s var(--ease), box-shadow 0.5s var(--ease); cursor: default; }
.venn__circle--experts { left: 0; background: var(--navy); color: #fff; z-index: 2; }
.venn__circle--partners { right: 0; background: var(--warmgrey); color: var(--navy); z-index: 1; }
.venn__label { text-align: center; padding: 1rem; transform: translateX(-22%); }
.venn__circle--partners .venn__label { transform: translateX(22%); }
.venn__label h3 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: 0.3rem; color: inherit; }
.venn__circle--experts .venn__label h3 { color: #fff; }
.venn__circle--partners .venn__label h3 { color: var(--orange); }
.venn__label p { font-size: 0.9rem; opacity: 0.85; }
.venn__circle--experts .venn__label p { color: rgba(255,255,255,0.8); }
.venn__core { position: absolute; left: 50%; top: 8%; width: 60%; height: 0; pointer-events: none; }
.venn:hover .venn__circle--experts { transform: translateX(-4%) scale(1.02); box-shadow: 0 24px 50px -20px rgba(14,35,65,0.5); }
.venn:hover .venn__circle--partners { transform: translateX(4%) scale(1.02); }
.venn__circle--experts:hover { z-index: 3; transform: translateX(-6%) scale(1.04) !important; }
.venn__circle--partners:hover { z-index: 3; transform: translateX(6%) scale(1.04) !important; }
.venn__caption { position: absolute; bottom: -2.5rem; left: 0; right: 0; text-align: center; font-family: var(--display); font-style: italic;
  font-size: clamp(1.1rem, 2vw, 1.5rem); color: var(--gold, #B08D57); color: #B08D57; }
@media (max-width: 520px){
  .venn { aspect-ratio: 1 / 1.2; }
  .venn__circle { width: 78%; }
  .venn__circle--experts { top: 0; left: 50%; transform: translateX(-50%); }
  .venn__circle--partners { top: 28%; right: auto; left: 50%; transform: translateX(-50%); }
  .venn__label, .venn__circle--partners .venn__label { transform: none; }
  .venn__caption { bottom: -3rem; }
}

/* ==========================================================================
   SCROLL REVEAL
   ========================================================================== */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.9s var(--ease), transform 0.9s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.reveal-d1 { transition-delay: 0.1s; }
.reveal-d2 { transition-delay: 0.2s; }
.reveal-d3 { transition-delay: 0.3s; }
@media (prefers-reduced-motion: reduce){
  .reveal { opacity:1; transform:none; transition:none; }
  *,*::before,*::after { animation: none !important; }
}

/* utility */
.mt-1{margin-top:1rem}.mt-2{margin-top:2rem}.mt-3{margin-top:3rem}
.mb-1{margin-bottom:1rem}.mb-2{margin-bottom:2rem}
.divider { width: 60px; height: 2px; background: var(--orange); margin: 1.6rem 0; }
.divider.center { margin-inline: auto; }